OK, i have to rant, why the hell is it so frickin hard for a 19 year old to get a loan. im sittin here trying to get a loan for this supercharged cougar and have been DENIED 3 times. I don't know what to do, I only make about 1,100 each month and i have to make 1,500 just to make the bracket for a loan. I am unwilling to get a credit card because i know i will ruin myself, so i go to firestone and get one of their cards that can only be used there for their services and i am paying that off, so that at least gives me some credit under the belt. WHY!!!