I called Hagerty insurance today. I had wrecked my car a while back and it was totel by state farm for 2k worth of damage. They wrote me a check for 4500 dollors for my t-bird now it's salvage Great right. I have around 15k so far in my T-bird.. So I fixed it.. Now since it's Salvage I can't insure it any where with full coverage. So I looked into Classic car insurance... For 387 dollor's a year I get 15k coverage if I wreck it or some one hit's me. Thats cheap as Hell There are 2 things 1# you have to have a garage 2# It can't be your DD.. You have to have anoughter car to daily drive.. But if your like me and have alot of money in a car to the insurance company isnt' worth anything then this is for you.