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PostSlut
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13,597 Posts
I have the low mileage policy too, the lowest they allow even though I drive 15k miles a year.

Did you have to get an appraisal? or did you just tell them what you think it would cost.
my wife settup all of it. All they wanted was to see some pictures of the car.
I bet if I was asking for a higher declared value, then an appraisal would be needed. But, we told them what value we wanted. And I asked them, can I get a higher value at a later date, and they said no problem.
 

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Premium Member
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1,150 Posts
I need to do that because if I was in an accident I would get $2k max if even that much. That wouldn't even cover the tires, wheels and brakes.
 

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The Parts Guy
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7,269 Posts
Be sure to read up on the differences between a declared value and an agreed value policy before signing on anything. I'd highly recommend going with an agreed value policy over a declared value policy.
 

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1,150 Posts
I will ask them, off hand can you tell me the main difference? I go through geico because it's cheap and I think they only have declared. I imagine one is more adjustable by them.
 

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The Parts Guy
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7,269 Posts

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Thanks, that is good info to have.
 

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My insurance is going to come up for renewal around the first of July so I started looking around at other options. I got an estimate from LelandWest and for pretty much the same coverage;

$100k/300k - $50k property damage. Uninsured, under-insured, $10k medical, $100 ded for comp and collision. Plus an agreed value of $3000, they quoted me for $284 a year. That's a third of what geico is charging me and if my car was totaled with geico I would only get ~$1,500.

I'm not trying to over-insure it, just something a little more reasonable and I'm waiting for the details but this looks pretty good if it goes through.
 

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844 Posts
I'm sure I'll have forgotten stuff in here, but lets just see

Bought the car for - $1500
Repaired interior panels - $50
True duals /w Flowmaster 40 - $250
75mm TB - $150
Upper intake elbow $125
Adj. fuel pressure regulator -$100
D/S rotors - $200
Front pads - $70
First set of tires (Yokohama 16"s) - $400
LE stripes - $10
Windows tinted - $180
ECU Retune - $275
First set of shocks/springs - $500
18" wheels - $600
2nd set of tires (18" Cooper Zeon) - $450
T-Lok - $80
Clear corner lights - $50
Rear corner lights - $75
Number magnets - $50
Bucket seats - $275
3rd set of tires (18" Bridgestone Potenza RE-01R) - $550
Bering in steering column - $10
Cobra brake swap - $600
Coilovers - $550
4th set of tires (18" Hankook Ventus RS-3) - $725

That's got to be most of it, to a grand total of $7,465
 

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Premium Member
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6,617 Posts
Working on my low budget sleeper white 97 right now. Grand total of the car when I am done with the motor swap is less than $3500
I paid considerably more than that for my black 95 car and it still needs finished.
Alan
 

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1,390 Posts
20k was my bill for having my engine built, tuned installed and having my car swapped over to a 5 speed. Doing the brakes and suspension cost me about 3500, 1900 in body work, and about 1400 in an audio system. Plus the cost of the car which in 2002 was about $7,000.

God.....
 

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253 Posts
On my 95 Thunderbird now, I bought it from my dad for way below value of course for $500.00, spent 1800.00 on body components like xenon kit, blackout head and tail light covers, rear window louvers, close to 3 thousand on custom built automatic transmission, aluminum driveshaft was free, $500.00 for 97 Mark VIII engine with accessories wires and ECM, 199.00 for Kenwood unit, parts car for $200.00, 95 SC gauge cluster $25.00, planning on at least another 5 grand this year if not a bit more to get it going, and I still will not be done with spending on it as I have more instore for the future. I still love it and it keeps me happy the good outdoes the bad, it would have been done if I didn't have the house, and other cars to spend money on.
 

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Well I finally added up all the receipts for what I've spent since getting the car just over 2 years ago. I'm just over $7,000 (including purchase price). I spent $1750 on suspension work, ~$400 on stereo & speakers, $450 on JMod & fluid, $1,800 on wheels & tires, $371 for a windshield, and more on other miscellaneous stuff like spark plugs, wiper blades, emissions hoses, etc. The $7K total doesn't include the $700/yr for insurance and gas...

I'm debating now whether it's really worth doing much more. I still want to put in 4.10 gears, stall converter, get the SC bumper & side skirts painted (I own them already)... argh, when does this stop? I already can't sell the car for what I have into it!!!! :(
 

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605 Posts
Hmmmm I bought the car new in 97 for 15k
1500 in brake's
800 in springs and shocks
3k in paint when it was repainted the frist time
1600 wheels and tiers
6000 in motor, supercharger, trans and rear end
400 in speakers and cd player
1500 in seats, carpet and head liner

So, so far in around 30k or so.. Really not that bad..Going to add anoughter 4-6k hear soon with the new motor build. Not bad concerding the only thing I would trade it for is a New 5.0 mustang and it's 35k+. I'm happy with no car payment.
 

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1,148 Posts
Bought my t-bird ten yrs. ago for $2100.00 at 75,000 miles.
LCA's, UCA's, strut rod bushings. $375.00 (Moog)
4 rotors, pads $340.00 (Bosch, Motorcraft)
Clean/clear headlamps $50.00 pr.
Plug wires $115.00 (Motorcraft)
Plugs $25.00 (Autolite)
Driver/pass. interior door handle levers $30.00 (jy)
Oil filter adapter gasket $7.00 (Fel-Pro)
Intake t-fitting, yeah you know the one, $1.00 (jy)
4 BF Goodrich Traction T/A's ~$400.00
Battery 950cca $80.00

Car sits a 151,000 miles now. Total cost of parts $1423.00 No labor cost.
Alignment done twice $150.00
Oil changes, trans flush, filters, coolant, wipers etc... not withstanding...
$3673.00 over ten yr. period and 76,000 miles.

Liability insurance runs about $750.00 a year.
 

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2,158 Posts
The car is technically not mine as it was my (then) gf's car but now that we're married, I've sort of "inherited" the car, lol.

So far, all my costs associated with the car have been maintenance and repair type costs, not including oil changes.

New windshield: $155
Serpentine belt: $35
Idler pulley: $15
Tensioner pulley: $50
2x Hood struts: $25 (total)
Tires + Firestone lifetime alignment: $650
Radiator fan: $90
Thermostat: $20
Radiator hoses (upper & lower): $30

Total spent since 2009 when I "inherited" the car: $1,070

I'm currently looking at replacing the spark plugs (searching TCCOA for that :)) and replace pretty much all suspension components.
 

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Well, After deciding to keep the T-Bird last week I have spent another $650 on a few more parts. I still need to have the cats installed which I'm assuming will be another $50 or so at the very least.

This makes my new total to $1,720 before installation of the cats. :)
 

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1,088 Posts
Well I'm just shy of $10,000 now and I'm not quite done. I paid $1,000 for the car. I wish I didn't keep the receipts, it's depressing ;)
 

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2,634 Posts
Total Spent on Lemons racing outside of race-related expenses (fuel, entry fees, food): $7196.69
It would have been a good deal higher if you guys hadn't bought my parts :)

The big expense wasn't the cash though but the labor: 634 hours and climbing since I started with the first car...

-g
 
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